G8 Nexum · NHIA-Compliant · Built for Nigeria

G8 Nexum -
The Complete
HMO Operating
System

G8 Nexum gives your HMO one platform to run everything - claims, pre-auth, capitation, fraud detection, finance, and AI. Purpose-built for Nigerian health insurance operations.

10×
Fraud checks run at submission - before payment
80%
Reduction in claims processing time
₦0
Duplicate claims paid undetected
Designed for operations like
Integrated HMOs State Health Insurance Agencies Multi-branch HMOs New Entrants NHIA-Accredited Operators

83 HMOs. Most running on spreadsheets, WhatsApp, and hope. G8 Nexum changes that.

70%
of healthcare fraud goes undetected

In manual HMO operations, duplicate claims, tariff padding, and ghost enrollees are only discovered at year-end audit - after the money has left the building.

14+
days average claims processing time

Claims tracked in spreadsheets. Officers lose batches. No audit trail. HCPs frustrated by delayed payments. Corporate clients complaining about turnaround. SLAs broken weekly.

₦M+
lost annually per HMO to avoidable errors

Capitation calculated from guesses, not live headcounts. PA approvals existing only in someone's WhatsApp DM. No cross-HCP pattern visibility until the damage is done.

Every module your HMO needs, inside G8 Nexum

G8 Nexum covers the entire operation - from the moment a claim is submitted to the moment payment hits an HCP's account. No gaps, no workarounds, no spreadsheets.

Claims Management

Structured digital submission, 10 automated fraud checks at entry, real-time status board, full audit trail on every action.

Pre-Authorisation

3-tier approval workflow, unique PA codes, TAT countdown timers, emergency 4-hour expedited path. No more WhatsApp DM approvals.

Enrollee Management

Members, dependants, bulk CSV import, live benefit tracking, digital health ID card, expiry alerts.

HCP Management

Accreditation records, agreed tariff schedules, blacklisting, performance scoring, capitation rates per tier.

Finance & Capitation

Monthly capitation cycle with live headcount snapshots, variance flagging, payment batching, bank file export.

Fraud Detection

10 automatic checks per claim plus monthly AI clustering that surfaces billing rings invisible to per-claim analysis.

Reports & Analytics

7 built-in report types - claims aging, loss ratio, HCP performance, cost by corporate - each with AI executive summary.

Three Portals

Staff portal, corporate client self-service portal, and member-facing enrollee portal - all included at no extra cost.

Stop losses before payment. Not after.

Most Nigerian HMOs discover fraud at year-end audit. By then, millions have already left the building. G8 Nexum runs 10 automated checks the moment a claim is submitted.

Duplicate Claim
Same member + HCP + date within 30 days
Tariff Mismatch
Amount exceeds agreed rate by >10%
Expired Plan
Service date after enrollee expiry
Frequency Anomaly
Same service 3× in 30 days
Cost Spike
Amount is 3× HCP's own average
PA Missing
High-cost claim lacks pre-auth
Blacklisted Provider
Claim from suspended HCP
AI Clustering
Monthly DBSCAN - surfaces billing rings
HIGH RISK Score: 87
Duplicate Claim Detected
Same member, same HCP, same ICD code (A01.0) submitted 3 times in 28 days.
₦35,000 × 3 = ₦105,000 at risk
HIGH RISK Score: 79
Tariff Inflation
Inpatient claim ₦980,000 billed vs ₦280,000 agreed rate for this HCP tier. 3.5× overage.
₦700,000 excess flagged
MEDIUM Score: 63
Frequency Anomaly
GERD consultation (K21.0) billed 5× in 28 days. National avg: 1.2× per month.
₦110,000 under review
AI Fraud Clustering detected 2 provider networks this month - 4 HCPs showing coordinated billing patterns invisible to per-claim checks. ₦4.2M total exposure flagged.

G8 Nexum is powered by Claude - the most capable AI for medical documents

Document OCR

Upload a hospital receipt - PDF or image. AI reads it and extracts patient name, diagnosis, itemised procedures, and total amount. Zero manual re-entry.

Claim Classification

Paste claim text - AI identifies claim type, suggests ICD-10 codes, flags if PA is required, and gives a confidence score with reasoning.

Smart Routing

AI analyses risk score, amount, fraud flags, and PA status to recommend the correct processing queue and urgency level for every claim.

Report Summarisation

Every report has an AI Summary button. Returns a 2-sentence executive brief, 5 bullet insights, and one actionable recommendation. Instantly.

Fraud Clustering

Monthly DBSCAN machine learning over all fraud flags. Surfaces billing rings invisible to per-claim analysis. Each cluster labelled in plain English.

AI Chat Assistant

Staff ask claims workflow and NHIA regulation questions. Enrollees ask benefit questions via HealthBot. Three persona modes. 24/7, no call centre.

Straightforward plans for every HMO size

All plans include a 30-day satisfaction guarantee. If the system doesn't meet specification, we refund your first payment.

Starter
₦3.6M/year

For regional HMOs, TPAs & startups

  • Up to 5,000 enrollees
  • Full claims, PA, capitation, finance
  • NHIA compliance module
  • 3 branches included
  • Email & chat support
Enterprise
₦14.4M/year

For national HMOs, SHIA, government

  • Unlimited enrollees
  • Everything in Growth +
  • White-label (your brand)
  • Self-hosted / on-premise
  • Source code available
  • 24/7 priority support + on‑site
  • Custom integrations & training
Outright
₦24Mone‑time

Own the software forever

  • Full source code ownership
  • Self-hosted on your servers
  • White-label (your brand)
  • Unlimited enrollees & branches
  • All Enterprise features
  • 1 year support included

All plans include onboarding & training. Talk to us about custom pricing for SHIA or government-affiliated HMOs.

See G8 Nexum live - with your own workflows

No slides. No generic demo. We walk through your actual claims process, your fraud scenarios, your capitation challenges - in the live system.

60-minute live walkthroughBring your operations team and ask real questions about your real workflows.
Scheduled within 48 hoursWe confirm your session via WhatsApp and send a calendar invite.
30-day satisfaction guaranteeIf it doesn't meet specification after deployment, we refund your first payment.
Prefer WhatsApp?Click the button on the form to open a direct chat - we respond within the hour.
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